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CPP Whole Life Insurance:


Canada Protection Plan offers Permanent life insurance plans that protect for the whole life of the insured. The premiums can be paid over 20 years, until age 54 or to age 100.

CPP No Medical Acceptance Life

  • This plan was designed for the hard-to-insure individuals ages 40 to 80.
  • No medical exam, just a few health questions.
  • Benefit amount ranges from $2,500 to $50,000.
  • If the death occurs in the first two years the benefit is limited to premiums paid plus 3% interest.
  • From the 5th policy year you can cancel the plan and receive a partial return of your premiums.

CPP No Medical Deferred Life
  • This plan was designed for the hard-to-insure individuals and seniors ages 25 to 80.
  • No medical exam, just a few health questions.
  • Benefit amount ranges from $1,000 to $50,000.
  • The policy can be completely paid up in 20 years.
  • If the death occurs in the first two years the benefit is limited to premiums paid plus 3% interest.
  • From the 5th policy year you can cancel the plan and receive a partial return of your premiums.

CPP No Medical Simplified Life
  • This plan was designed for the hard-to-insure individuals, seniors as well anybody who don't want to take a medical exam.
  • Available to Canadians ages 25 to 80.
  • Coverage starts right away, no waiting period.
  • Death benefit ranges from $1,000 to $50,000.
  • From the 5th policy year you can cancel the plan and receive a partial return of your premiums.

CPP No Medical Simplified Life Plus
  • This policy is designed for non-smokers in good health for the past 5 years and as such offers preferred rates.
  • Available to Canadians ages 25 to 80.
  • No medical examination just a few yes or no health questions.
  • Benefit amount starts from $50,001 and goes up to $75,000.
  • From the 5th year of the policy you can cancel your coverage and receive some of your premiums back.

We work directly with Canada Protection Plan and are able to offer all their latest life insurance products. Please complete a short enquiry form to receive a no obligation quote.

For information on other products offered by Canada Protection Plan, please CLICK HERE.



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