What is a Guaranteed Life Annuity?
A guaranteed life annuity is an annuity product that provides income for a set number of years. Should the policy holder die while the life of the guaranteed life annuity is in effect, the remainder of the annuity may still be paid out to a beneficiary.
Who Can Benefit from Guaranteed Life Annuities?
Typically those who want their annuity to provide for their final expenses may use an annuity alongside a life insurance policy to help settle their final affairs. Those who are concerned about their annuity’s future may prefer guaranteed life annuity to ensure their policy will outlive them.
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