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About Canadian Annuities :


Annuity is a simple financial product that provides a steady source of income following a single lump sum investment. The investment is made to an insurance company that in turn pays a guaranteed income, that includes interest and principal, to the annuity holder.

What types of annuities are there?

  • Immediate Life Annuity - An annuity that is paid for in one lump sum, and pays out over a long period of time. This type of annuity takes effect immediately. More Info


  • Variable Life Annuity - The value of the annuity will change based on its underlying investment performance. This allows the annuity to accumulate in value. More Info


  • Fixed Life Annuity - An annuity that provides a guaranteed interest rate for a fixed period of time, allowing for predictable growth and reliable payout. More Info


  • Ordinary Life Annuity – The payments are guaranteed for life, and end on the policy holder’s death. More Info


  • Guaranteed Life Annuity - The payments under this annuity are guaranteed for a set number of years, and continue to be paid to a beneficiary in the event the policy holder dies before it ends. More Info


  • Joint and Last Survivor Annuity – An annuity endorsed by two parties. Payable to both parties during the policy’s life. Should one policy holder die, the remainder is paid to the survivor. More Info

Please complete a short enquiry form to get a free, no obligation annuity quote. There is no charge for our services and you are under no obligation to accept the quotes you receive.



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