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Industrial Alliance Insurance with no Medical Exam:

Industrial Alliance offers life insurance that requires no medical exam in order to qualify. These types of insurance are ideal for those who have had health complications or have concerns about being accepted for coverage. There are two products offered by IA that do not requires a medical exam: Perspective and Alternative.

Perspective Life Insurance

  • No medical exam is needed to get covered.

  • Insurance for people aged 35 to 75.

  • Face amounts guaranteed up to $100,000.

  • Benefit is paid in double in event of accidental death.

  • In some cases, you may be eligible to stop paying premiums and still receive partial coverage.

Alternative Life Insurance

  • Alternative is a guaranteed acceptance plan. You cannot be refused coverage under this product.

  • Insurance for people aged 6 months to 80 years.

  • Face amounts guaranteed for life.

  • Benefit is paid in double in event of accidental death.

  • Option to pay up your policy in 20 years and enjoy protection for life.

  • Alternative is available as a term policy, with different stipulations.

We work directly with Industrial Alliance and are able to offer all their latest insurance products. Please complete a short enquiry form to receive a no obligation quote.

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Compare Canadian Life Insurance

Your Requirements:

Cover for:

 

Type of Cover:

Types of cover:

Life Cover

Life Insurance pays a sum to the beneficiary of the insured’s policy in the event the insured dies during the term of the policy.

Critical Illness

Critical Illness Insurance pays a benefit to the insured in the event the insured is diagnosed with a predefined illness during the term of the policy.

If not sure please select OTHER

Amount of Cover:

Amount of Cover:

Here you can choose how much you would like the beneficiaries of your policy to receive in the event of your death.

Things you may consider are the amount required to maintain your family’s standard of living and the cost of paying off any large debts you may have such as a mortgage.

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