UL Mutual offers two separate but distinct permanent life insurance policies, each specifically designed to address the needs of individuals who want insurance that will last a lifetime. Adaptable-Equitable is designed to generate large cash values for your personal use, while Integral-Equitable provides the ability to stop paying for insurance but retain protection.
Life protection that can be paid up at ages 25, 35, 45, 55, 65, or 75, with all payments stopping at the age you`ve chosen.
Guaranteed cash value is among one of the highest in Canada, and begins after the 10th year.
Freedom to redeem part of or the whole of your paid up cash value whenever you need it.
Premium loans available to help you finance your insurance.
Critical Illness, Fracture, and Accidental Death Riders Available.
Life protection that is payable up to age 100.
You may stop paying premiums at any time and enjoy a portion of your coverage in force for life.
The freedom to continue your coverage at any time, though evidence of insurability may be required in some cases.
Cash value begins at age 75 and is equal to 55% of the paid up policy.
Critical Illness, Fracture, and Accidental Death Riders Available
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