Helping our aging parents with their finances is a step that a majority of us may have to take at some point in our lives. It can be a stressful task to undertake, especially when it comes about suddenly. But there are ways you can make it more streamlined and … Continue reading
For families and couples young and old, budgeting your spending habits helps to build a stable financial future. This personal financial survey will allow you and your loved ones to practice spending more efficiently and focus on growing your savings. But how do you go about actually creating a budget? … Continue reading
Workplace stress is a normal factor for employees in any profession, but excessive amounts can harm you both mentally and physically. Whether its worries about overall performance, pressure to meet consistent deadlines or recent disagreements with your bosses, stress from your job can come from many factors. A recent survey … Continue reading
Applying for life insurance tends to mean subjecting yourself to a medical exam. What that entails can vary depending on the provider, but often includes a doctor’s visit and standard health screening, and it may also include blood and urine analysis or, worryingly, further invasive tests. In the end, medical … Continue reading
Everyone who grew up in Canada during the 90s remembers Norwich Unions old ad for direct life insurance, and that classic opening line: “It’s Patrick! He just took out life insurance! Good for you, son!” Those ads stick with you, and of course they’re designed to. That’s what insurers … Continue reading
Bank of Montreal, through BMO Insurance offers the BMO Preferred Term life insurance plan. The policy is offered in 10, 20, and 30 year term plans, with the option to convert your term plan to a permanent life insurance before the age of 70.