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About BCAA Life Insurance

The British Colombia Automobile Association works for the benefits of its membership by offering unique benefits that offers the full protection of a complete life insurance plan with savings that make it easier than ever to get coverage.

BCAA offers the following products:

BCAA 5 Term Life Insurance - Renewable at the end of each term with No Medical Exam up to age 75. Up to 15% in discounts for coverage over $250,000, and 5% off if you choose to pay annually.

BCAA 20 Term Life Insurance - For those ages 18 to 55 with level rates for 20 years. Up to 20% in available discounts. May be converted to a permanent plan before age 56 with no exam required.

BCAA Lifetime Protection - For members 18 to 75. Premiums are locked in at the age you apply, with discounts for higher coverage amounts. Living benefits pay up to half coverage if you’re diagnosed with a terminal illness.

BCAA Guaranteed Life Insurance - Guaranteed approval for those ages 40 to 75, with up to $25,000 for final affairs coverage available. Members benefit from a 1-2% coverage increase for 25 years at no additional cost.

Please compare this institution to the rest of the Canadian market to ensure you’re getting the best possible conditions on your life insurance coverage.

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