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About BCAA Life Insurance

The British Colombia Automobile Association works for the benefits of its membership by offering unique benefits that offers the full protection of a complete life insurance plan with savings that make it easier than ever to get coverage.

BCAA offers the following products:

BCAA 5 Term Life Insurance - Renewable at the end of each term with No Medical Exam up to age 75. Up to 15% in discounts for coverage over $250,000, and 5% off if you choose to pay annually.

BCAA 20 Term Life Insurance - For those ages 18 to 55 with level rates for 20 years. Up to 20% in available discounts. May be converted to a permanent plan before age 56 with no exam required.

BCAA Lifetime Protection - For members 18 to 75. Premiums are locked in at the age you apply, with discounts for higher coverage amounts. Living benefits pay up to half coverage if you’re diagnosed with a terminal illness.

BCAA Guaranteed Life Insurance - Guaranteed approval for those ages 40 to 75, with up to $25,000 for final affairs coverage available. Members benefit from a 1-2% coverage increase for 25 years at no additional cost.

Please compare this institution to the rest of the Canadian market to ensure you’re getting the best possible conditions on your life insurance coverage.

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Compare Canadian Life Insurance
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Cover for:

Types of cover:

Life Cover

Life Insurance pays a sum to the beneficiary of the insured’s policy in the event the insured dies during the term of the policy.

Critical Illness

Critical Illness Insurance pays a benefit to the insured in the event the insured is diagnosed with a predefined illness during the term of the policy.

If not sure please select OTHER


Amount of Cover:

Here you can choose how much you would like the beneficiaries of your policy to receive in the event of your death.

Things you may consider are the amount required to maintain your family’s standard of living and the cost of paying off any large debts you may have such as a mortgage.

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