BMO also offers Critical Illness Insurance options that will help you cope if you are diagnosed with a covered condition. Life Recovery Plus is the insurance that will help you get back on your feet after a serious illness (such as cancer or heart attack), while Living Benefits will assist you during treatment and recovery.
|Living Benefit 10 and 20 plans||Living Benefit 75 and 100 plans|
|Automatic renewal of your 10 or 20-year plan until you are 75 without needing to take medical exams.||Coverage to age 75 or 100.|
|Covers 25 life-threatening medical conditions (including cancer, heart attack and stroke).||Covers 25 life-threatening medical conditions (including cancer, heart attack and stroke).|
|Can be converted to a permanent Living Benefit 75 and 100 plans.||Premiums will never increase.|
|Coverage amounts from $25,000 - $2,000,000.||Coverage amounts from $25,000 - $2,000,000.|
|Basic Plan||Enhanced Plan|
|Ages 18 – 60.||Ages 18 – 60.|
|Coverage until 70th birthday||Coverage until 70th birthday|
|Total cash benefits up to $25,000||Total cash benefits up to $50,000|
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