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About Colonial Penn

When life insurance was considered a difficult market for seniors to join in, Colonial Penn was among the first major insurance companies to offer life insurance specifically to those over 50.

Today, Colonial Penn continues the tradition of affordable final affairs and income replacement plans that remain accessible to anyone of any health background.

Colonial Penn 5-Year Renewable Term

  • Rates guaranteed for five years.
  • No medical exam required.
  • Coverage available up to $25,000.
  • Available for those aged 18 to 75.

Colonial Penn 20-Year Renewable Term

  • Rates fully guaranteed for 20 years
  • No medical exam required, just a few health questions.
  • Coverage options up to $25,000.
  • Available for those ages 18 to 77.

Colonial Penn LifeChoice Whole Life

  • Up to $50,000 in coverage with no medical exam.
  • Available for those ages 40 to 75.
  • A cash value is available on this plan that you may borrow against.
  • Rates guaranteed for life.

Colonial Penn LifeChoice Whole Life

  • Guaranteed Acceptance for those aged 50 to 85.
  • Benefits and premiums fully guaranteed for life.
  • Coverage amounts based on your age, gender, and smoking status.

Please compare this institution to the rest of the Canadian market to ensure you’re getting the best possible conditions on your life insurance coverage.

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