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About Colonial Penn

When life insurance was considered a difficult market for seniors to join in, Colonial Penn was among the first major insurance companies to offer life insurance specifically to those over 50.

Today, Colonial Penn continues the tradition of affordable final affairs and income replacement plans that remain accessible to anyone of any health background.

Colonial Penn 5-Year Renewable Term

  • Rates guaranteed for five years.

  • No medical exam required.

  • Coverage available up to $25,000.

  • Available for those aged 18 to 75.

Colonial Penn 20-Year Renewable Term

  • Rates fully guaranteed for 20 years

  • No medical exam required, just a few health questions.

  • Coverage options up to $25,000.

  • Available for those ages 18 to 77.

Colonial Penn LifeChoice Whole Life

  • Up to $50,000 in coverage with no medical exam.

  • Available for those ages 40 to 75.

  • A cash value is available on this plan that you may borrow against.

  • Rates guaranteed for life.

Colonial Penn LifeChoice Whole Life

  • Guaranteed Acceptance for those aged 50 to 85.

  • Benefits and premiums fully guaranteed for life.

  • Coverage amounts based on your age, gender, and smoking status.

Please compare this institution to the rest of the Canadian market to ensure you’re getting the best possible conditions on your life insurance coverage.

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Compare Canadian Life Insurance
Your Requirements:
Cover for:

Types of cover:

Life Cover

Life Insurance pays a sum to the beneficiary of the insured’s policy in the event the insured dies during the term of the policy.

Critical Illness

Critical Illness Insurance pays a benefit to the insured in the event the insured is diagnosed with a predefined illness during the term of the policy.

If not sure please select OTHER


Amount of Cover:

Here you can choose how much you would like the beneficiaries of your policy to receive in the event of your death.

Things you may consider are the amount required to maintain your family’s standard of living and the cost of paying off any large debts you may have such as a mortgage.

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