Empire Life Whole Life Insurance

Empire Life offers both participating and non-participating whole life insurance, allowing you to choose how you invest in your coverage.

Solution 100 Whole Life Insurance

• Permanent protection for life with guaranteed rates.
• Cash value beginning in the policy’s 4th year.
• The policy is fully paid by age 100.
• Up to $10,000,000 in coverage amounts.

EstateMax Whole Life Insurance

• Permanent protection for life with guaranteed rates.
• Premiums can be payable for 8 years, 10 years, 20 years, or until age 100.
• Minimum coverage amounts:
  • $10,000 for ages 0-17
  • $25,000 for ages 18-65
  • $10,000 for ages 66-75
• Maximum coverage amounts:
  • $10,000,000 for ages 0-65
  • $5,000,000 for ages 66-75
• Premiums that are guaranteed to stay level for life.
• 5 dividend options to choose from.
• Guaranteed cash surrender values after the 4th policy year.

Optimax Participating Whole Life Insurance

• Permanent protection for life.
• Premiums can be payable for 8 years, 10 years, 20 years, or until age 100.
• Minimum coverage amounts:
  • $10,000 for ages 0-17
  • $25,000 for ages 18-65
  • $10,000 for ages 66-75
• Maximum coverage amounts:
  • $10,000,000 for ages 0-65
  • $5,000,000 for ages 66-75
• Premiums that are guaranteed to stay level for life.
• 5 dividend options to choose from.
• Guaranteed cash surrender values after the 1st policy year.

We work directly with Empire Life, and are able to offer all their latest life insurance products. and are able to offer all their latest life insurance products. Please complete a short enquiry form to receive a no-obligation quote. More about the life insurance products offered by Empire Life now.

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