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About Life + Critical Illness Insurance

A Life insurance plan will provide a death benefit should you pass away during the term of the policy. However, it will not offer any support should you become seriously ill and will require financial assistance to replace your income or cover any additional expenses. For this reason Critical Illness Insurance can provide an extra layer of protection on top of your basic policy.

Your Life Insurance policy supplemented with a Critical Illness Cover will provide a wide spectrum of protection by ensuring the financial security of your family should you pass away as well as offering a living benefit should you become seriously ill.

In case of a critical illness your policy will payout a lump sum following a 30-day waiting period. There could be over 30 conditions covered, however; the number and types of illnesses vary from one provider to another. Typical illnesses included in the policy are cancer, heart attack and stroke.

We work directly with leading Canadian insurers and therefore, have access to a full range of Life Insurance plans.

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