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British Columbia Seniors Life Insurance

Applying for life insurance can sometimes be quite tricky for older Canadians because traditional life insurance plans have more demanding eligibility requirements. But seniors living in British Columbia today have a wealth of life insurance options that are more accessible, affordable, and provide a reliable benefit for any need. For example, most seniors life insurance plans have advantages like:

  • Higher age eligibility with plans often offering coverage up to age 80.

  • Tax-free benefit amounts that typically range from $5,000 to $500,000.

  • Coverage that is issued and effective the same day that it is purchased.

  • There are Simplified Issue or No Medical policies that do not require stressful medical exams for seniors with manageable health issues to be eligible for coverage.

  • Guaranteed Issue life insurance plans are another available option for seniors struggling with more severe health issues. These plans do away with medical exams and health questionnaires when you apply.

Our advisors are specialists in seniors life insurance plans and have helped thousands of seniors in British Columbia find affordable coverage. No matter your financial situation and needs, we are here to help you find coverage that works for you and your budget.

For a free quote and more information about our seniors life insurance plan, complete our very short quote form now!

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Cover for:
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Types of cover:

Life Cover

Life Insurance pays a sum to the beneficiary of the insured’s policy in the event the insured dies during the term of the policy.

Critical Illness

Critical Illness Insurance pays a benefit to the insured in the event the insured is diagnosed with a predefined illness during the term of the policy.

If not sure please select OTHER

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Amount of Cover:

Here you can choose how much you would like the beneficiaries of your policy to receive in the event of your death.

Things you may consider are the amount required to maintain your family’s standard of living and the cost of paying off any large debts you may have such as a mortgage.

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