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British Columbia No Medical Life Insurance

People often struggle with the traditional life insurance application process that involves lengthy and invasive medical exams. If you have an underlying health issue or a family history of a condition, you could find yourself being denied traditional life insurance coverage.

With a no medical exam life insurance plan, you don’t have to worry about undergoing a medical exam just to apply for coverage. Canadians in British Columbia looking for a barrier-free life insurance plan will benefit from no medical exam life insurance. With its quick and straightforward application process, these plans allow people to find the coverage they need without worrying about their current health or family health history.

The two types of no medical life insurance plans are:

Plan Overview
Simplified Issue Life Insurance These plans only require a simple health questionnaire when you apply for coverage. No medical exams are needed to apply. More about Simplified Issue Life Insurance
Guaranteed Life Insurance As the name implies, you are guaranteed coverage with this form of no medical life insurance. In addition, these plans require no medical exams and no health questionnaires to apply. More about Guaranteed Life Insurance

Our team works with leading Canadian life insurance providers to ensure you get the best rates on no medical life insurance. We have helpful advisors across British Columbia to help you find the right plan for your needs that works with your budget.

If you would like a free no-obligation quote for no medical life insurance, please complete our short free quote form now, and one of our representatives will reach out to you.

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Cover for:

Types of cover:

Life Cover

Life Insurance pays a sum to the beneficiary of the insured’s policy in the event the insured dies during the term of the policy.

Critical Illness

Critical Illness Insurance pays a benefit to the insured in the event the insured is diagnosed with a predefined illness during the term of the policy.

If not sure please select OTHER


Amount of Cover:

Here you can choose how much you would like the beneficiaries of your policy to receive in the event of your death.

Things you may consider are the amount required to maintain your family’s standard of living and the cost of paying off any large debts you may have such as a mortgage.

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