In Manitoba and other Canadian provinces, people with health issues can face denials for life insurance coverage with traditional plans. Underlying health conditions or a family history of a particular medical problem can cause certain insurers to reject your application when you apply for a policy.
But there are other options available that help to diversify the life insurance marketplace. No medical life insurance is a form of coverage that does away with the most challenging aspect of applying for coverage, the medical exam. These plans remove a medical exam requirement, making it easier for Manitobans with medical conditions to find and purchase life insurance. So, your health or family health history has no effect on your eligibility for coverage with a no medical life insurance plan.
No medical life insurance is available in two forms:
| Plan | Overview |
|---|---|
| Simplified Issue Life Insurance | A simplified issue plan only requires a short health questionnaire to be eligible for permanent coverage. More about Simplified Issue Life Insurance |
| Guaranteed Life Insurance | Guaranteed plans remove both medical exams and health questionnaires from the application process, making this the most accessible form of life insurance. More about Guaranteed Life Insurance |
We have access to plans from top Canadian insurance providers to help match you with the best no medical life insurance plan available. With friendly advisors who work across Manitoba, our team is always available to ensure you get the best plan for your unique needs that works with your budget.
Are you looking for a free no-obligation quote for no medical life insurance? We can help with that. Please complete our short free quote form on our site to get started now!
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