Canadians in New Brunswick with health conditions like hypertension or diabetes or a family history of health issues may find themselves having trouble getting insured with traditional life insurance plans. When you have a medical condition, life insurance companies are more likely to deny you coverage because you are more of a risk for them to insure. But there are other options available on the market.
No medical life insurance plans are straightforward life insurance options that are easy to apply for due to their simplified application process. A no medical life insurance plan is a unique coverage option that removes the traditional need to undergo a medical exam to apply for a policy. No medical life insurance is growing in popularity throughout New Brunswick and Canada because of how accessible these options are to people worried about being denied life insurance coverage.
When looking for no medical life insurance, there are two options available:
|Simplified Issue Life Insurance||Simplified issue life insurance has only one requirement to apply, a short health questionnaire. More about Simplified Issue Life Insurance|
|Guaranteed Life Insurance||Guaranteed life insurance removes both the medical exam and health questionnaire requirements from the application process. More about Guaranteed Life Insurance|
We work alongside top Canadian life insurance companies to provide Canadians in New Brunswick with the latest no medical life insurance plans. We have advisors who work across New Brunswick who are always available and ready to help find you a plan that fits your budget and works for your needs.
If you would like further information or a no-obligation free quote, please complete our short free quote form now to get started.
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