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Ontario No Medical Life Insurance

Living with health conditions or a family history of medical issues can impact your ability to find life insurance coverage through traditional plans. Many Canadians in Ontario have some form of medical complications and experience difficulty getting insured and financially protecting their loved ones. Unfortunately, most traditional life insurance plans require medical exams when you apply to determine your eligibility. As a result, if you have medical conditions like diabetes or hypertension, you could face a denial.

But Ontarians have another coverage option they can turn to if they’ve experienced issues finding a plan in the past. No medical life insurance offers a much more streamlined application process with fewer requirements, the biggest being no medical exams. With a no medical life insurance plan, your current health and your family’s health history cannot impact your eligibility for coverage. As a result, more Canadians in Ontario see the value in this form of life insurance and can finally get the coverage they need for the people who matter most in life.

No medical life insurance comes in two different versions:

Plan Overview
Simplified Issue Life Insurance This no-medical plan option only requires a short health questionnaire to determine premiums and plan options. More about Simplified Issue Life Insurance
Guaranteed Life Insurance Guaranteed options are the most accessible coverage options on the market, with no medical exams or health questionnaires to undergo when you apply. More about Guaranteed Life Insurance

Our team is a leading expert in providing no medical life insurance plans to Canadians across Ontario. We have dedicated and helpful agents throughout the province who work to find you a plan that best meets your needs and budget.

If you would like a free no-obligation quote, please complete our brief free quote form on our site. Once that is completed, one of our advisors will reach out to you to get started on finding you some coverage options.

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Cover for:

Types of cover:

Life Cover

Life Insurance pays a sum to the beneficiary of the insured’s policy in the event the insured dies during the term of the policy.

Critical Illness

Critical Illness Insurance pays a benefit to the insured in the event the insured is diagnosed with a predefined illness during the term of the policy.

If not sure please select OTHER


Amount of Cover:

Here you can choose how much you would like the beneficiaries of your policy to receive in the event of your death.

Things you may consider are the amount required to maintain your family’s standard of living and the cost of paying off any large debts you may have such as a mortgage.

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