Sears Financial offers a term life insurance plan through Canada Life Assurance with variable levels of coverage, and the option for preferred rates.
Available to Canadians ages 20 to 70.
Coverage ranges from $50,000 to $ 200,000.
Coverage is guaranteed up to age 75, decreasing by 20% each year starting from 71.
A medical exam is not normally needed in order to qualify for coverage.
A compassionate advance of up to $50,000 is available if you are diagnosed with a terminal illness.
Up to 50% reduction in premiums for non-smokers.
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