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About Term Life Insurance:

Term life insurance offers temporary protection for a chosen period of time. During this term, the premiums you pay are fixed. Once the term expires, you often have the option to renew at new rates, or convert to a permanent life insurance plan.

Term is the cheapest type of life insurance available, and typically allows you insure yourself for very high amounts. Term life products can bought by nearly anyone on any budget.

Benefits of Term Life Insurance:

  • Insure an entire mortgage for only a few dollars a day.

  • Flexible coverage plans let you cover large debts according to your repayment terms.

  • Guaranteed renewability and convertibility without a medical exam.

  • May be combined with other forms of personal insurance for further low-cost protection.

Term insurance rate examples:

 Coverage10 year term20 year term30 year term
Jennifer - 40$ 500,000$ 21.60/month$ 36.90/month$ 54.45/month
Michael - 35$ 500,000$ 22.05/month$ 34.65/month$ 50.40/month

* Rates updated April 2015

We work with all major Canadian providers to offer you the best rates on Term Life Insurance. Our advisors work with the whole market to find you a plan that matches your budget and unique circumstances.

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Compare Canadian Life Insurance

Your Requirements:

Cover for:


Type of Cover:

Types of cover:

Life Cover

Life Insurance pays a sum to the beneficiary of the insured’s policy in the event the insured dies during the term of the policy.

Critical Illness

Critical Illness Insurance pays a benefit to the insured in the event the insured is diagnosed with a predefined illness during the term of the policy.

If not sure please select OTHER

Amount of Cover:

Amount of Cover:

Here you can choose how much you would like the beneficiaries of your policy to receive in the event of your death.

Things you may consider are the amount required to maintain your family’s standard of living and the cost of paying off any large debts you may have such as a mortgage.

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